Home Repair Assistance

1.  USDA Section 504 Loan and Grant Program (Repair and Rehabilitation)

• Very low income (single family) homeowners in rural areas.
• 1% loans up to $20,000; May be used for general repairs and improvements, or to make accessible for individuals with disabilities.
• Use HUD guidelines.
• Grants up to $7500 only for ages 62 or older to remove health or safety hazards.
• Phone: (607) 753-0851
• http://www.rurdev.usda.gov/rhs/sfh/brief_repairloan.htm

2.   NY Energy Smart programs

• Financial assistance or low-interest loans for energy efficiency improvements.
• Radon mitigation can be incorporated into work scope.
• Phone: 1-(877)-NY-SMART

• http://www.getenergysmart

3.   HUD 203(k) Mortgage Insurance Program

• Home buyers can finance the purchase and repair or improvement of home (including reduction of radon levels) using single mortgage loan.
• Phone: 1-(800)-225-5342
• http://www.hud.gov/offices/hsg/sfh/203k/203kmenu.cfm

4.  Remodel New York Program

• Below market rates to finance purchase and renovation of home for first time homebuyers.
• Eligible renovations include health and safety repairs and energy efficiency improvements, etc.
• http://www.nyhomes.org/home/index.asp?page=307

5.   Bishop Sheen Ecumenical Housing Foundation

• Emergency home repairs
• Home ownership program
• Phone: (585) 657-4114
• http://www.sheenhousing.org/

Last updated July 27, 2020